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Thursday 15 January 2015

Online payment con and GHL Systems 支付宝网络诈骗与GHL系统

  • 投诉者从警方处获取该男子资料, 并写上不雅字眼泄愤。



On 25 Dec 2014, Three people claimed they have been cheated of about RM24,000 by an “agent” of a China-based online shopping website Taobao.com, Which own by US listed Alibaba.

They pay the "agent" to top up their online payment account, Alipay. Alipay own by Alibaba founder Jack Ma but it management is separated from listed Alibaba.

Despite Alibaba listed on New York Stock Exchange which propel Jack Ma to become Asia second richest businessman after Hong Kong's Li Ka Shin. It seem that Alibaba main business, Taobao.com is still very much within China.

Even you try to land Taobao.com in Malaysia, it will bring you to South East Asia page of Taobao.com but not home page of China's Taobao.com. It seem people in Malaysia still unable to top up their Alipay directly and still have to relied those so call "Agent", Who have a China's Reminbi Credit or Debit Card or have a Reminbi account holder.

This is still less condusive than US eBay and Paypal. Of course, seller able to sell via eBay and collect money via Paypal. This is not the case on Taobao.com and Alipay.

Malaysia, with people well versed in both English and Chinese, should be able to provide a link between US and China in Ecommerce. This is big potential for Malaysia as China largest trading partner within Asean.

However, the above have been block by banking system. The payment system never link up between Malaysia and China.

Bank Negara Malaysia will impose interchange fees ceiling from July 1,2015. It is not sure such ceiling fee will included Paypal? In fact, Paypal give very unfavorable foreign Exchange rate compare to bank and Money changer to it merchant, other than higher fee.

Earlier, on 17 Dec 2014, GHL Systems Bhd’s unit, GHL Systems Philippines Inc (GHL Philippines),signed an agreement with OmniPay Inc, a non-bank financial institution specialising in payment cards, to acquire merchants under a third-party acquirer (TPA) arrangement in the Philippines accepting payments via Unionpay and JCB cards. This is one milestone for GHL systems after completed deal of epay Australia.

This is a great milestone if GHL Systems able to have a connection with China Unionpay. Unfortunately, the connection are with Omnipay but not directly with Unionpay.

GHL’s chief executive officer Raj Lorenz said “We also expect to conclude a TPA arrangement in Malaysia soon,”. If TPA Malaysia is directly with Unionpay and GHL systems able to have direct connection with UnionPay. Then, this will provide a catalyst for Malaysia to link up banking system with China and Malaysian might not required to go through those "Agent" in future. This also provide competition between Paypal and Alipay if Bank Negara Malaysia unable to regulate ceiling charge of foreign operator.

 Of course, this also enable GHL systems to tap into lucrative Alibaba group's Taobao.com and Alipay.com.

Will Malaysia be the first country to link up Ecommerce between the West and China. The first country who have buyer and more importantly, seller, selling through both eBay and Taobao.com. Unfortunately, the increase of international postage rate by Pos Malaysia Berhad on May 2013 has force many ebay seller ceased their operation.











  • 投诉者从警方处获取该男子资料, 并写上不雅字眼泄愤。



支付宝网之前络诈骗与GHL系统

南洋商报去年十二月25日报道:

数十名来自全国各地的网民,向一名自称是代购中介的本地男子汇入数百至数千令吉不等,以协助代购中国商品或充值本身的支付宝户头,结果一无所得,保守估计损失逾5万令吉。

支付宝是阿里巴巴创办人马云属下私人企业.但不属上市阿里巴巴一部分.

看来马来西亚人仍然无法开通人民币网上银行给支付宝账户充值。而还需要通过所说的“代购中介”尽管阿里巴巴的淘宝网站已经有淘宝东南亚支付宝网站也说可以使用任何信用卡及预付卡

比美国eBay属下Paypal困难使用及不用户友善尽管阿里巴巴市值营业额比eBay及Paypal合计大阿里巴巴营业额只靠中国东南亚国家如马来西亚等仍然需要通过所说的“代购中介”人民币交易

之前,2014年12月17日 ,GHL系统(GHLSYS,0021,主板科技股)宣布菲律宾子公司,与菲律宾专业于付款卡的金融机构Omnipay签约,将在当地提供支付服务给商户(简称TPA),协助吸引更多商家接受中国银联(UnionPay)国际和日本国际信用卡公司(JCB International)。

使GHL系统中国银联(UnionPay)有联系可惜需通过菲律宾Omnipay联系而不是直接联系

马来西亚人双语能力马来西亚为东协跟中国最大的贸易伙伴使马来西亚有潜力成为打美国中国电子商务国家可惜银行交易系统成为

国家银行宣布,将在7月1日调低银行向商家征收付款卡交易的跨行交易费顶限,不确定顶限括国际运营商如Paypal和支付宝

GHL系统会跟中国银联(UnionPay)阿里巴巴达成联系,成为打破碍关键?电子商务市值营业额世界最大阿里巴巴达成交易?

如果成功,马来西亚将成为第一跟eBay阿里巴巴淘宝同时拥有电子商务卖家 国家可惜2013年5月马邮政国际邮费涨价已经造成不少电子商务卖家终止营业








Monday 5 January 2015

Malaysia Corporate Princess Ranking 2014年马来西亚企业公主排名

Most Beautiful Corporate Princess 2014 ( Vote by reader ) 

Last year (2013) 2nd Most Beautiful Corporate Princess Jane Leong of Mah Sing get highest vote in 2014. Thus, Jane Leong rise from 2nd previous year to become Malaysia Most Beautiful Corporate Princess in 2014.




Last year (2013) Most Beautiful Corporate Princess Kuok Hui Kwong of Hong Kong's South China Morning Post drop to  No 4 this year (2014)

Second highest vote go to Datin Dian Lee Cheng Ling of Clear Development, who husband Datuk Jared Lim Chih Li is Managing Director, co-founder and substantial shareholder of Asiasons Capital Ltd.

Most Beautiful Corporate Princess Ranking (Vote by reader):

Jane Leong
Dian Lee Cheng Ling
Quek Sue Yian
Kuok Hui Kwong
5 Diani Lee Cheng Ni
Dianna Lee Cheng Wen
Natalie Cheng (Same number of vote)
7 Ng Chuei Yeen  (Same number of vote)
Kok Pei Ling  (Same number of vote)
10 Carmen Chua
11 Sarena Cheah
12 Ruth Yeoh  (Same number of vote)
12 Charmaine Lim Puay Fung  (Same number of vote)
Name for those who do not received any vote has been excluded

Most Entrepreneurship Corporate Princess 2014

Dian Lee is still the only corporate princess that venture out on her own by co-founding Clear Water Development and never work for her father. She is definitely the Most Entrepreneurship Corporate Princess cover by us.


Most Beautiful Heard Corporate Princess 2014 (vote by reader)

Many who vote for Quek Sue Yian indicated that they vote her because they feel Quek Sue Yian have "beautiful heart" rather than her appearance. She get 3rd highest vote. Thus, out of popular support.  Quek Sue Yian of Hong Leong  become Malaysia Corporate Princess with Most Beautiful Heart in 2014.



Most Entrepreneurship Corporate Princess ( Editor pick )


Dian Lee is still the only corporate princess that venture out on her own by co-founding Clear Water Development and never work for her father. She is definitely the Most Entrepreneurship Corporate Princess cover by us.


Most Qualified and Experienced Corporate Princess 2014 ( Editor pick )

Last year (2013) Most Qualified and Experienced Corporate Princess Sarena Cheah get numereous award for Sunway. As we unable to find any other person more qualified and experienced than her. Sarena Cheah of Sunway has been pick by editor of this blog as Most Qualified and Experienced Corporate Princess in 2014 for two consecutive year.




Best Performance Corporate Princess 2014 ( Editor Pick ) 

Base on number of award received by Sunway in 2014. Sarena Cheah of Sunway has been pick by editor of this blog as Best Performance Corporate Princess in 2014.


Worst Corporate Princess 2014

The Worst Corporate Princess of the year got to Hanjin's Korean Air Lines Co.'s Cho Hyun-ah, 40, who faced mounting public anger because she forced the Dec. 5 flight to return to its gate in New York to remove a senior flight attendant. She was angry that the nuts were served in a bag, not on a plate, in an incident that has been dubbed "nut rage." and Cho Hyun-Min, 31 , swearing "revenge" in a text message to her sister. The message reading "I will certainly take revenge!"
















2014年马来西亚企业公主排名


2014年最美丽的企业公主  (读者投票)

根据读者在面子书investalks.com的投票. 去年第二高票,马星集团梁婧屹被读者选为今年2014年最美丽的企业公主.





去年最高最美丽的企业公主郭惠光 今年只得第四高票.

第二个最高票由丹斯里李金友的女兒李靜霖得到.Datin李静霖丈夫Datuk 林杰尔是新加坡亚昇投资Asiasons董事经理与联合创始人. 亚昇投资Asiansons 在 瑞狮集团LionGold Corp Ltd 有8.72%股份.

Datin 李静霖公司Clearwater Development  在 博诺Blumont Group Ltd 有10.62%股份.

以上三公司亚昇投资Asiansos,瑞狮集团LionGold Corp Ltd与博诺Blumont Group Ltd去年在新加坡跌停板.


2014年马来西亚最美丽的企业公主排名   (读者投票)
1 梁婧屹
李静霖
3 Quek Sue Yian
4 郭惠光
5 李静霓
李静雯 
7 钟惠严  (同票)
黃翠瑩  (同票)
7 郭佩灵  (同票)
10 蔡嘉文 
11 谢燕蒂
12 杨佩君  (同票)
12 林贝芳  (同票)
 

2014年最美丽企业公主 (读者投票)

投票Quek Sue Yian 读者说是因为她心灵够可爱的. 所以Quek Sue Yian 被选为2014年最美丽的企业公主.



2014最有创业精神的企业公主 (编辑遴选)

斯里李金友的女兒李靜霖不因家境顯赫,而坐享其成,雖然可選擇在父親身邊,協助打理父親的業務,穩穩當當過生活。然而基於對產業的興趣和熱誠,加上對自己的期許,她毅然決定創業,把理想中的產業模型付諸於行動。成立自己首家產業公司-Clearwater發展私人有限公司再次选为最有创业精神的企业公主.


2014年最资深有经验的企业公主 (编辑遴选)

去年(2013年)最有资格和经验的企业公主谢燕蒂使双威集团2014年获奖无数我们无法找到任何其比她更有资格和经验丰富企业公主。双威集团谢燕蒂再次本部落客的编辑2014年最有资格和经验的企业公主。这是谢燕蒂连续两年被选为最有资格和经验的企业公主




2014年表现最好的企业公主 (编辑遴选)

去年(2013年)我们谢燕蒂最有资格和经验的企业公主时候我们也没有料到双威集团会获奖无数根据双威集团2014年编辑选为2014年表现最好企业公主




2014年最差的企业公主



韩国韩进物流运输集团会长的长女、大韩航空公司副社长赵显娥,被一名乘务员惹怒后,竟然将乘务员赶下班机。
事件曝光后,赵显娥9日为她的行为负责提出辞呈。
赵显娥5日乘坐自家公司班机,拟从纽约飞往仁川。途中,乘务员递给她坚果时未征得她许可,也未把坚果放入盘子,结果惹怒她。
赵显娥涉嫌于12月5日搭乘从纽约肯尼迪机场飞往仁川的韩航KE086次班机时,因对空服人员提供坚果的方式不满,在飞机滑行前往跑道,但还未起飞的情况下,要求机长将飞机滑行回登机门,并迫使座舱长下飞机,航班最后晚点11分钟到达。
赵此举被业内人士批评,认为她有越权之嫌。韩国《航空法》规定,班机乘务工作由机长负责,乘务员由机长负责指挥和监督。
赵显娥本人也为她的行为,向韩航乘客和国民表示道歉,并希望因她而受到伤害的人士,能够原谅她。


赵显娥
赵显玟


据韩国一家报纸31日报道,“坚果返航”事件核心人物赵显娥的妹妹、大韩航空专务赵显玟17日向赵显娥发送“一定会复仇”的短信,短讯内容近日曝光,使事件进一步加剧。
不想为幼稚错误辩解
报道指,赵显娥的妹妹赵显玟当天在个人推特上发帖表示,对于短讯内容被媒体曝光感到无言以对,心怀歉意,不想为这一幼稚的错误辩解,希望得到谅解。
赵显娥(40岁)是已故韩进集团创始人赵重勋的长孙女,父亲赵亮镐是韩进集团现任会长、大韩航空会长。赵亮镐的小女儿赵显玟现年31岁,是韩国最年轻的大企业高管,在大韩航空负责广告及市场营销等业务。